Most people tap Edit Profile and stare at the screen wondering what half the fields actually do. Do you really need to fill in your date of birth? What happens if you skip the KYC section? What is a referral code doing in your account settings? If these questions sound familiar, read on. This guide walks through the common profile and account setting fields found on online platforms in India, one section at a time.
What Are Online Account Profile Fields?
Your account profile is split into two parts on most platforms. The first part is your personal information, which is mostly for identity. The second part is your account settings, which control how the platform behaves for you. Many users mix up the two or skip sections they do not understand, which can cause problems later when they try to withdraw money or access certain features.
Your Basic Profile Details
Username or Display Name
Your username is how the platform identifies you. You pick this during registration, and most platforms do not let you change it later. Some platforms allow a nickname here, but the name on your KYC documents must still match your registered name, not your display name.
Mobile Number
This is one of the most important fields. Your registered mobile number is where OTPs arrive for login, password resets, and transaction confirmations. If you change your phone number and forget to update this, you can get locked out of your own account. In India, many platforms also use your mobile number as the primary login credential.
Email Address
Your email receives receipts, account statements, and security alerts. Some platforms require email verification before they allow withdrawals. Keep it updated and use an address you check regularly.
Date of Birth
Platforms use your date of birth to confirm that you meet the minimum age requirement. For online platforms in India involving real money, the minimum age is 18 years. Once your date of birth is submitted and verified, most platforms do not allow you to change it.
The KYC Section Why You Cannot Skip It
KYC stands for Know Your Customer. It is a verification process that confirms your real identity. Without completing KYC, most platforms will block withdrawals and may limit deposits.
PAN Card Number
Your PAN Permanent Account Number is issued by India’s Income Tax Department. Platforms that involve real money need your PAN for two reasons. First, it confirms who you are. Second, winnings above a certain threshold attract TDS under Indian tax law, and the platform needs your PAN to process that. Entering a wrong PAN number can cause your account to be suspended or your withdrawals to fail.
Aadhaar Number
Some platforms, especially those in states with stricter rules, ask for Aadhaar verification. Tamil Nadu, for example, introduced regulations in February 2025 making Aadhaar-linked authentication mandatory for online real-money gaming. Even outside that state, Aadhaar is commonly accepted as address proof. Only share a masked Aadhaar, where the first eight digits are hidden, unless the platform asks for the full number through a verified, secure process. You can generate a masked Aadhaar from the official UIDAI portal.
Document Upload
When the platform asks you to upload your ID, use a clear photo in good lighting. The name on the document must match exactly what you entered during registration. A small mismatch, like Suresh K. Verma in your profile and Suresh Kumar Verma on your PAN card, is the most common reason KYC gets rejected.
Security Settings Worth Two Minutes of Your Time
Password
Use a mix of uppercase letters, lowercase letters, numbers, and at least one symbol. Never reuse a password from your email or UPI app. Most platforms require a minimum length of eight characters.
Two-Factor Authentication (2FA)
When 2FA is on, every login requires a second step, usually an OTP to your phone. This makes it much harder for someone else to access your account even if they somehow know your password. Turning it on takes under two minutes.
Login History
Some platforms show a log of recent logins, including the device type and approximate location. Check this once in a while. If you see a login from a city you have not visited, change your password immediately and contact support.
If you use automation tools like the lotus365 bot, keep in mind that such features are usually locked until your full KYC and security settings are in place. The platform needs to confirm your identity before granting access to advanced account functions.
Payment and Banking Details
Bank Account or UPI ID
This is where your withdrawal amount is sent. Most platforms in India support UPI apps like PhonePe, Google Pay, Paytm, and BHIM, as well as standard bank transfers. The bank account or UPI ID you enter must belong to the same person as the registered profile. Platforms do not transfer money to a third-party account, and attempting this usually triggers a security freeze.
Deposit Limit
Some platforms let you set a daily or weekly deposit cap directly from profile settings. Once you set a limit, any deposit above that amount is blocked for that period. You can lower it immediately, but increasing it usually has a waiting period of 24 to 48 hours. For a clearer look at how deposits connect to payouts on the platform, the lotus365 win section explains how the winnings process works once your payment details are verified.
Notifications and Preferences
Push Notifications
You can usually choose which alerts you receive: match updates, account activity, transaction confirmations, or promotional offers. Keep transaction alerts on at all times so any unexpected activity shows up right away.
Language Preference
Many Indian platforms now offer regional language options, including Hindi, Tamil, Telugu, Kannada, and Marathi. Changing this setting affects the full interface.
Referral Code
This field appears during registration or in the profile settings. If a friend shared their referral link with you, entering their code here can get you a welcome bonus and reward them as well. On most platforms, this field can only be filled once. If you forgot to enter it during signup, check whether the profile section still allows you to add it.
Quick Reference
| Profile Field | What It Does | Can You Change It? |
|---|---|---|
| Username | Account identity on the platform | Usually no |
| Mobile Number | OTPs and alerts | Yes, with verification |
| Email Address | Receipts and security alerts | Yes |
| Date of Birth | Age verification | No, once verified |
| PAN Number | Tax and identity check | No, once submitted |
| Bank or UPI Details | Withdrawal destination | Yes, with KYC |
| 2FA | Login security layer | Yes |
| Deposit Limit | Spending control | Yes (lower: instant, higher: delayed) |
Important: Check the Rules in Your State
Online gaming and sports platforms involving real money are legal in some Indian states and restricted or banned in others. As of 2026, states including Andhra Pradesh, Telangana, and Odisha have specific restrictions on certain types of online gaming. Tamil Nadu introduced its own regulations in February 2025. Before registering or depositing on any such platform, check the current rules for your state. If you or someone you know is spending more than they can afford, iCall, the counselling helpline run by TISS Mumbai, offers confidential support.